Can someone help? lol

Ok, this is the first time i am having to insure a pet on my own .. the dogs insurance is up and we need to renew however because skye is my dog its only fair i insure skye .. however i am still seeking employment at the moment so cant afford a highly expensive one.
I have never looked on my own before and mom is at work so i have no help lol .. i found this one and it seemed good to me, but is it good by someone who knows more about insurance?
By the time a year is up i will be in employment and will be able to afford a more expensive type

Debenhams Pet insurance
Type of Policy - Max Benefit
Each new condition is covered up to the financial limit, as long as the insurance policy remains in force as there is no time limit on your claim. Once the financial limit is reached the condition becomes pre-existing and is excluded from future claims. Please refer to the terms and conditions of the insurance provider.
Vet Fee Excess - £75
What's included
Vet Fees - £4000
Boarding Fees - £250
Death by Accident - £250
Lost or Stolen - £250
Death by Illness - £250
Advertising Limit - £250
UK only call centres
Legal Advice
Bereavement Counselling
Third party liability
£1000000
Third party liability excess
£100
Annual payment - £135.69 Pay Monthly - £11.31 per month for 12 months

Never mind lol .. i went with Argos in the end for £15.52 a month she is now insure for vet fee's upto £7000 and all the other cover's too accidental injury and all the other's as said above are alot better covered too
Piece of mind now my skyebee is insured
Just vinnie to go

Sorry hun! But well done on finding one yourself. My insurance is pretty low cover wise, and I have yet to make a claim so I can't really reccomened any, plus it all kinda goes over my head lol Xx

If I remember Caryll was with Argos but changed to sainsburys, I could be wrong though lol

haha its ok .. lmao it all goes over my head too! lmao but what i can make out its a good one i have gone with piece of mind knowing she is insured because she is such a clumbsy dog! lol hopefully i never have to claim but its there if i do
Haha! lol someone on here is with them, i read a post on it before asking for help

We're with Direct Line , pleaseed you got sorted but check out in 12 months a bit more thoroughly , my lad had his English Bull Mastiff insured with Argos and experienced an issue over payout for an ear problem, most important is you have some insurance

Really? .. ohhh they WILL pay if i need it lol if they dont they will have one hell of a fight on there hands! > lol
I will more than likely go with someone else in a year's time anyway as il be working by then and will be able to afford to look into more of the pricey but worth it ones

We have insured Rocky with Argos Pet Insurance on a Lifetime policy. The premium is £15.24 per month.

We were previously with PetPlan who wanted £22.50 per month for the same cover.

With Argos we went for the Platinum Policy which should pay out £7,000 in vet fees, £2 Million in 3rd Party Liability and with £65 excess per incident.

Hope this helps.

Thats what i have gone with in the argos policy i was pretty pleased with it

janey wrote:If I remember Caryll was with Argos but changed to sainsburys, I could be wrong though lol

No, I was with M & S but I changed to Sainsbury's when M&S wanted to double the renewal premium. Apart from that M&S were great & both they & Sainsburys paid out substantial amounts without a quibble.

One thing to keep in mind is the excess of each policy, which I will be keeping in mind next time.

With More Than, it is £70 + 10%.

Im with Sainsburys

Just reminded me got to look through it all again now for Tommy, we have 4 weeks free kennel club insurance but I think I| will just forget that and get my own sorted in good time, does anyone know of companies that do good discounts for 2 dogs , with direct line and they don't seem to offer much

I have a question about dog insurance, wot sort of things should the insurance company cover.....i dont want to think im fully covered then may have to make a claim and find its not in the plan.

any help and advice appreciated

thanks very much

They do vary, so you really need to look at the policy document & read through. I know it's a pain, but it's worth it in the long run.

You'll find that none of them cover pre-existing conditions, and most won't cover you for the first 14 days of the policy unless it's a renewal with the same company.

Go for the highest level cover you can afford.

I've noticed that some dont cover for dental and some do, worth reading the small print.

Some Irish insurance companies won't even insure staffys! Crazy!

I went with pet plan which is a bit high but i got him covered for life and a second dog would be an extra 15 pound and they deal directly with my vets so no hassle for me x

Why is my pet insurance so high?

i presume were all insuring the same dog?
Argos want £34.26 a month from me?
Pet Plan £38.56 a month